New York City was ranked as the riskiest U.S. metropolitan area for conducting e-commerce transactions, according to Silicon Valley risk management specialist CyberSource -- "Online merchants tagged New York as the most likely to generate fraudulent online orders made with purloined credit cards numbers and information." Unfortunately, says CyberSource, "Residents of cities cited like this ultimately pay a price for the bad reputation."

But at least we don't live in Nigeria -- ranked as the riskiest location in the world for conducting e-commerce. Nigeria, of course, is the country that practically invented the 419 fraud.